In your 20s, money can feel tight—between rent, student loans, and everyday expenses, investing might seem like something for “later.” But here’s the truth: your greatest advantage right now isn’t a huge paycheck—it’s time. Every dollar you invest today has decades to grow, multiply, and work harder than you ever could.

Investing isn’t just about retirement—it’s about creating options. Want to travel, buy a home, or retire early? Starting now sets the stage for those choices.