We at Towneley Capital Management, Inc. have always placed an emphasis on your privacy and the importance of safeguarding your nonpublic personal information (“Personal Information”).  This notice outlines our privacy policies and procedures, and describes how we use your Personal Information.  

We Collect the Following Personal Information About You:

1. Information we receive from you on our investment advisory agreements or other forms, such as your name, address and social security number; and
2. Information about your account with us, our affiliates, or others, such as your account balances and transactions.

We do not disclose any Personal Information about you to anyone, except as permitted by law. 

Confidentiality and Security:

We restrict access to Personal Information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your Personal Information.

Our privacy policies apply to all current and former clients who have a direct customer relationship with us.  In our management, we may provide your Personal Information to firms that assist us in servicing your account and have a need for such information, such as a custodian.  These service providers agree to protect the confidentiality of your information and to use the information only for the purposes for which we disclose the information to them.

You may have an indirect relationship with Towneley Capital Management by owning financial products or receiving Towneley investment advisory services in conjunction with other services provided by a third-party broker, bank or other financial service provider.  In such instances, that third-party's privacy policies may apply to you, as pertains to their involvement, in lieu of ours.

Your non-public personal information will not be shared with non-affiliated third parties. Please note that this does not apply if we need to disclose the information to effect, service, administer or process a transaction, product or service you have authorized or requested; to protect against fraud, liability or damages to property; to respond to judicial process; in connection with settling a transaction; or as otherwise permitted by law.

Thank you for choosing our investment advisory services.  Please call us at (800) 545-4442, if you have any questions about our privacy policies.