Adding international exposure to a portfolio can help offset domestic market risk and enhance overall portfolio performance. As a global asset allocation specialist, Towneley manages four separate exchange traded fund (ETF) strategies, each designed to provide diversified exposure to global investing. These strategies offer a low cost, highly liquid means of tracking country specific and broad market indexes.
In selecting ETFS, we screen the hundreds of available funds by looking for the larger funds, as funds with fewer assets may be more thinly traded, impacting liquidity and prices. We also evaluate an ETF’s diversification and seek low expense ratios.
Towneley’s Global Balanced Strategy is designed for investors wishing to participate in the capital appreciation potential of the major worldwide equity markets. This strategy seeks a high total return with moderate risk over the long term. Assets are allocated between U.S. and foreign equity, fixed income and hard assets and are rebalanced periodically.
The Developed Markets Strategy targets investment opportunities in developed European, Asian and North American countries. The objective is to balance total return and risk over the long term by allocating capital among cash, fixed income and equities of developed market countries around the world, in order to provide superior risk-adjusted returns relative to appropriate benchmark indexes.
The Emerging Markets Strategy focuses on investment opportunities in dynamic, developing economies. The objective is to balance total return and risk over the long term by allocating capital among cash, fixed income and equities of emerging market countries, in order to provide superior risk-adjusted returns relative to appropriate benchmark indexes.
The Inflation Protection Strategy provides a hedge against the lost of purchasing power due to U.S. dollar price inflation and/or to a decline in the exchange rate of the U.S. dollar.
Our ETF strategies are particularly suitable for tax-exempt entities, which enjoy the benefits of rebalancing without tax consequences and for organizations that have revenues or expenses in foreign currencies.
Annual investment management fees for the exchange traded fund strategies range from 0.30% to 1.00% based on account size. The minimum investment is $500,000. One or more of the ETF strategies may not be suitable for all institutions.