For private clients and small institutions, Towneley’s Multiple Mutual Fund Program offers a highly sophisticated approach to selecting mutual funds. Experienced portfolio managers/financial planners design portfolios of no-load, low expense mutual funds to meet varying client objectives.

• Managed by a team of four portfolio managers based in Laguna Hills CA working in conjunction with Dr. Wesley McCain in NY. 

• Provides diversification across manager styles, asset classes and investment approaches. 

• Experienced financial planners carefully select optimal investment components from a universe of several thousand no-load funds.

• An exceptionally high quality, value-added service appropriate for accounts as small as $150,000 or as large as $100.0 million.

• Investors range from individual, trust and estate funds to endowment, foundation, 401(k) and pension plans.

• Fees range from 0.25% to 1.00% based on account size.

• MMFP provides efficient diversification and risk control based on individual asset allocation requirements.

• Portfolio managers work closely with clients to understand their overall financial situations and develop reasonable investment goals.

• Portfolios are customized to meet specific investment needs

Example: A medical association retirement plan interested in adding an international investment option can obtain diversification across different manager styles, countries and asset classes through a specially designed MMFP international portfolio. Towneley’s portfolio managers analyze hundreds of no-load international, country-specific, sector-specific and style-specific mutual funds and select the most efficient risk/reward combination of funds. The resulting portfolio of approximately 15-20 no-load funds favors superior risk-adjusted performers having a low correlation to each other.

• Each fund in the MMFP portfolio is carefully monitored by the portfolio manager.

• Allocations to individual funds are adjusted over time and funds are added or dropped as deemed appropriate.

• Investors receive detailed periodic statements consolidating all fund holdings for performance and tax purposes.