This website is a publication of Towneley Capital Management, Inc. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Information on this website does not involve the rendering of personalized investment advice. No content should be construed as legal or accounting advice. A professional advisor should be consulted before implementing any of the strategies presented.

Information on this website is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein.

Hyperlinks on this website are provided as a convenience, and we disclaim any responsibility for information, services or products found on websites linked hereto.

The persons shown in photographs on this website are stock photography models (Models) and are not actual clients of, nor are they affiliated with, Towneley Capital Management, Inc. (Towneley). We have obtained the rights to use the photographs via license agreements with certain third party stock photography companies, and Towneley’s use of the photographs is in compliance with the terms of those license agreements.

The photographs showing the Models are used on this website for illustrative purposes only. The Models do not personally endorse Towneley or any products, services, causes, or endeavors associated with, or provided by, Towneley. The context in which the photographs are used on this website is not intended to reflect personally on any of the Models shown in the photographs. Towneley, its respective officers, directors, employees, agents and/or independent contractors assume no liability for any consequence relating directly or indirectly to the use of the photographs showing the Models on this website.

Towneley Capital Management is registered as an investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has attained a particular level of skill or ability.

All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.

  • TRUST.